Deductions on a pay stub can be confusing for beginners. This 2025 guide explains federal taxes, benefits, and voluntary contributions so you can understand your true take-home pay.
Year-to-Date totals on pay stubs help employees track annual gross pay, net pay, taxes, and benefits. This beginner-friendly 2025 guide explains why YTD matters, how to read it, and how to use pay stub tools for accuracy.